Latino: MALDEF ki taza muqadma ke mutabiq, ek California ki aurat ko “mehdood aur tasawwur se mehdood immigration hawalat” par mabni gari ka qarza manzoor nahi kiya gaya.

Latino: Tanuf:

Aik qumi Latino adliya aur shehri huqooq tanzeem, Mexican American Legal Defense and Educational Fund (MALDEF), ne maali einayat ke khilaf tawunat ka muamala karne wale kuch aiwano par qanooni karwai ki hai. Tanzeem ke mutabiq, in aiwanat mein se kuch aiwane aise policies laagu karte hain jo ke durusti se DACA (Deferred Action for Childhood Arrivals) holders par mehdood immigration hawalat ke aar par mabni hai, jiski wajah se inko qarza aur doosre maali khidmaton se mehroom kiya jata hai.

Latino: MALDEF Ki Haali Muqadmat:

Aakhri saath saalon mein, MALDEF ne mukhtalif maali aiwanat ke khilaf das muqadmat dair ki hain. Tanzeem ke sadar aur mukhlis mushawir, Thomas Saenz, ye keh rahe hain ke ye tawunat masla hai jo ke mukhtalif logon ko mutassir kar raha hai.

Tafseelat-e-Muqadmat:

MALDEF ne haali hi mein do muqadmat dair ki hain, aik Noble Credit Union ke khilaf California mein aur doosri aik Oregon mein base credit union ke khilaf. Pehli muqadma mein 28 saal ki DACA holder, Noemi Peraza Lopez, ko car loan se mehroom kar diya gaya tha MALDEF ke mutabiq jo ke credit union ki “mehdood aur tasawwur se mehdood immigration hawalat” par mabni thi. Dusra muqadma Oregon ke credit union ke khilaf dair kiya gaya hai jisme 31 saal ka DACA holder, Ismael Rodriguez Perez, ko ghar ke hissay ka loan dene se inkaar kiya gaya tha MALDEF ke mutabiq.

Latino: DACA Holders Ki Mushkilat:

DACA un durusti se amad kiye gaye kareeb 580,000 nojawanon ko izazat deta hai jo ke bachpan mein America aaye thay. Lekin, in logon ko qarza lena ya maali khidmaton tak pahunchne mein mushkilat hoti hai, mukhtalif financial institutions ke inke immigration status par rok laga deti hain.

MALDEF Ki Pehli Qanooni Karwaiyan:

2017 mein, MALDEF ne pehli bar maali aiwanat ke khilaf qanooni karwai ki thi jab unho ne Wells Fargo par muqadma dair kiya. Tanzeem ne ye ilzaam lagaya ke bank ki policies ne DACA holders ko kuch maali products ke liye munasib nahi qarar diya, jiska nateeja 2020 mein settlement hua aur Wells Fargo ko muqadme mein muntasir hone wale DACA holders ko 18.7 million dollar ada karne ka hukm diya gaya.

Latino: Chal rahi Tehqiqat:

MALDEF ab mukhtalif aur muqadmaton ki tehqiqat kar rahi hai jo ke is tarah ki tawunat ke ilzamat mein shamil hain. Saenz ke mutabiq, her muqadma ke baad aur log aatay hain jo ke kehte hain, “Hey, yeh mere saath bhi hua kisi aur bank ya credit union mein.”

Hukumat Ki Tanbeeh aur Laqad Malumat:

Consumer Financial Protection Bureau aur Department of Justice ne mil kar jari kardah ek joint statement mein maali faislay mein immigration status par zyada bharosa karne ko lekar tanbih di hai, jise “Equal Credit Opportunity Act” ke anti-discrimination clauses ke khilaf shikayat ki ja sakti hai. Saenz ke mutabiq, jald settlements is baat ko darust karte hain ke in aiwanat ke uchay darjy walon ko apni mukhlis policies ke bare mein malumat nahi hoti.

Wazehat aur Tabdeeli Ki Talash:

MALDEF ke is qanooni jang mein, tanzeem sirf DACA holders ke liye insaaf nahi chahti, balki ye systemic tabdeelion ko bhi rokna chahti hai takay maali idaray mein immigration status ke buniyadi asoolon par mehdoodi ka khatma ho sake.